AboutBuilder first. Leader because of it.
My titles have read Product, Program, and Technology across 20+ years: JPMorgan Chase, loanDepot, Microsoft, Disney, BofA, Wells Fargo, WaMu, IndyMac and Kind Lending. The work underneath the titles has been the same: I do it. I shape the need, write the requirements, epics, and stories, specify the APIs, ETL, and data mappings, run the backlog and the sprints, hand-test through QA and UAT, and release. I don't write production code or run infrastructure; everything from the idea to the release has been my job.
Leadership came from that, not instead of it. At JPMorgan I kept Appraisal as my own hands-on product while leading product owners across up to six international Agile teams. At Kind Lending I prototyped our intake tool myself while running the executive steering committee and tripling the team. I think like an owner, which is why the scope kept growing.
Since Kind Lending's restructuring, I've founded ApexPrime Products and have been building BRĒTH, a physical product venture (market research and custom design through prototype iteration, manufacturing, unit economics, brand, and launch planning, targeted for Q4 2026), doing the work every day while I look for the next role close to the work.
01
Write it, test it, ship it.For JPMorgan's APDS I wrote the specs, hand-tested every stage through UAT and release gates, and carried it through risk, compliance, legal, and audit. Production, not a pilot.
02
Own the whole lifecycle, not just the roadmap.Requirements through QA, UAT, and release, with my hands on each step: the backlog math has to survive contact with engineering.
03
The stall is in the middle, not the kickoff.Transformations die between announcement and adoption, so I build the operating process that carries them through: one governed intake funnel at Kind Lending that cut release churn 25%+, Definition of Ready and Done, and an executive decision cadence that keeps calls moving.
04
Build the team alongside the platform.JPMorgan's group went 40→65+ across three continents and Kind Lending tripled headcount, while I stayed in the work: sprint planning, backlog, and coaching the product owners.
Selected WorkThings I built and shipped
01
Automated decisioning, specified and tested to production at a systemically important bank
JPMorgan Chase & Co. · VP Product, Property Vertical
Conceived APDS, an automated appraisal-eligibility decisioning service (rules engine plus dynamic logic). Wrote the PRDs, stories, and API/ETL specifications engineering built from, hand-tested every stage through UAT and Blue/Green release gates, and carried its controls through risk, compliance, legal, and audit. Production IP, not a proof of concept.
+10% accuracy
-30% manual review
$2M+/yr saved
rules-based decisioning · regulated production · risk & compliance
02
AI-assisted intake platform, weeks to hours
Kind Lending · SVP Product & Platform
Prototyped the requestor-facing intake front end myself in Cursor and shipped it with two back-end developers building from my specs: an LLM-assisted workflow that converts unstructured requests into Jira epics and stories meeting Definition of Ready. Also owned QA and UAT for the AI agents we put into mortgage operations.
weeks → hours turnaround
7 AI agents in production
LLM-assisted workflow · requirements engineering · Agile maturity
03
120-branch platform conversion in half the industry timeline
imortgage / loanDepot · Director, Program Management
Led development for a 120-branch LOS conversion to Empower (begun as a consultant), including the wholesale broker channel and about 270 loan products, and designed the system-of-record boarding across pipeline, secondary, servicing, and GL reconciliation, as annual originations grew from $13.2B to $37.9B.
9 months vs 18+ month norm
$13.2B → $37.9B originations
M&A integration · platform migration · regulatory deadline
ExperienceRoles
SVP, Product & Platform · Kind Lending
Jun 2025 – Jan 2026
Prototyped and shipped the LLM-assisted intake platform, owned AI-agent QA/UAT and release (release-timeline adherence to 100%), and ran delivery for a $1B+/month origination platform.
VP, Product, Property Vertical · JPMorgan Chase
May 2018 – Jun 2025
Wrote the specs for and hand-tested APDS; hands-on product owner for Appraisal across up to six Agile teams; led the Collateral vertical with 15 direct and 50+ dotted-line reports across the U.S., India, and the Philippines.
Director, Product Management · loanDepot
Jul 2016 – Dec 2017
Product owner for the mello™ consumer, loan-officer, and broker portals, and IT Agile lead working directly with developers.
Director, Program Management · imortgage, a Division of loanDepot
Jun 2014 – Jun 2016
Led development for the 120-branch Empower conversion and designed the system-of-record boarding through GL reconciliation.
Consulting Experience
Senior Manager · The North Highland Company
2012 – 2014
Led client technology and operating-change work for Walt Disney Parks & Resorts and the loanDepot/imortgage merger integration, work that led to a direct hire by loanDepot/imortgage to complete the conversion.
Senior Consulting Manager · SMCI (Software Management Consultants, Inc.)
2011 – 2012
Designed the data methods and algorithms for a Bank of America FHA/HAMP compliance remediation effort, then performed the hands-on analysis and remediation directly.
Consultant / Senior Project Manager · Norman Group
2009 – 2011
Wrote the cash-vault integration specs and ran data bridging and conversion for the $8.8B Wells Fargo/Wachovia treasury merger: 78 cash-vault consolidations and 600+ customer conversions, through general-ledger reconciliation.
Senior Consultant · Troy Consulting, LLC
2008 – 2009
Rewrote the Microsoft Solutions Framework into the delivery methodology Services Delivery Worldwide adopted, co-developed the Services Estimation Tool, and unified 1,800 legal contracts into 180.
Earlier career: Washington Mutual (VP, Enterprise Risk Management, $18M Enterprise Decision Engine), IndyMac Bank, Aames Home Loan. Full detail in the résumé.
